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you simply put that device on a gfci protected circuit
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From a liability standpoint, a manufacturer of lights cannot assume the customer will do anything, at all.
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are not intended to be located or exposed to locations where direct water exposure would be a problem
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Yes they are. That's were scrubbers go. On top of open, wet, saltwater sumps.
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One could drop the power brick of a SM scrubber into their tank
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This is similar to display lighting falling in. But all customers of aquarium products know not to drop electrical products into the water. What customers don't know, is that the thing they are about to touch on their sump could have 240/120 volts on its
metal case, and it is possibly not grounded, either.
That's why I recommend U.L. listed only, and 2 meters of low-voltage DC cable, to keep the brick far away.